Problems of Take Over and Implementation of Contracts in Indonesian Sharia Banking

Fathor AS, Fatimatul Fatmariyah, M. Lathoif Ghozali, Nadiyah, Adityani Nur Witasari

The purpose of the study is to know: 1). The takeover problem is based on MUI fatwa 31 of 2002, 2). Implementation of the contract in the takeover, 3). The suitability of the contract in takeover is based on MUIfatwas through literature research methods. Result 1). The takeovers carried out have different backgrounds, generally due to benefits, but the problems are: a). There are customer doubts about the contract and the legal dualism between PBI vs Fatwa; b). Not all alternatives to fatwa are used by SFI, c). there is a confusion of opinion so that new contracts appear different from fatwa, and d). Sharia aspects of takeover compliance are not by Sharia. 2). The implementation of the takeover contract from CFI to SFI is very varied partly according to alternative MUI fatwa, and 3). The contract used by Sharia banks in taking over based on the MUI 31 of 2002 fatwa is partly by the fatwa.

2024/06/15

Sharia Bank, take Over, Contract

409

415

3047-857X

Proceedings of the International Symposium on Management (INSYMA)

Fakultas Bisnis dan Ekonomika, Universitas Surabaya

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