What is The Financial Behavior Of SMMEs in Surabaya?

Dublin Core

Title

What is The Financial Behavior Of SMMEs in Surabaya?

Creator

Firdaus, Sukesi, Fadila Anyjar Wati, Shely Silvia

Proceedings Item Type Metadata

meta_title

What is The Financial Behavior Of SMMEs in Surabaya?

Abstract/Description

This research is to examine the factors that influence financial management behavior. There are several factors examined in this research, namely financial attitudes, financial knowledge and financial technology. This research aims to test whether financial attitudes, financial knowledge and financial technology influence the financial management behavior of culinary MSMEs in Ngagel Rejo Village, Surabaya City. This research focuses on culinary micro businesses. This research uses a quantitative approach and primary data types. The population in this research was 200 micro culinary entrepreneurs in Ngagel Rejo Village, Surabaya City. Determining the sample in this study used a probability sampling method with a sample of 67 respondents. The analytical method used is multiple linear regression with the help of SPSS version 25 software. The results of this study show that financial attitudes, financial knowledge and financial technology have a partially significant effect on financial management behavior. Furthermore, it simultaneously shows that financial attitudes, financial knowledge and financial technology influence financial management behavior. In this study, the independent variable influencing the dependent variable, namely financial management behavior, can explain 47.9%.

publication_date

2024/06/15

pdf_url

https://insyma.org/proceedings/files/original/articles/115_Firdaus.pdf

abstract_html_url

https://insyma.org/proceedings/items/show/281

keywords

Financial Attitudes, Financial Knowledge, Financial Technology, Financial Management Behavior

firstpage

660

lastpage

665

issn

3047-857X

conference

Proceedings of the International Symposium on Management (INSYMA)

Volume

21

publisher_name

Fakultas Bisnis dan Ekonomika, Universitas Surabaya

Author #1

Firdaus

Author #2

Sukesi

Author #3

Fadila Anyjar Wati

Author #4

Shely Silvia

no article

281

Files

115_Firdaus.pdf

Citation

Firdaus, Sukesi, Fadila Anyjar Wati, Shely Silvia, “What is The Financial Behavior Of SMMEs in Surabaya?,” Proceedings of the International Symposium on Management (INSYMA), accessed July 1, 2025, https://insyma.org/proceedings/items/show/281.

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