Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency
Dublin Core
Title
Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency
Creator
Jesiska Anjelia Walintuka, Filus Raraga, Novriani M. Wangka, Faizal Susilo Hadi
Proceedings Item Type Metadata
meta_title
Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency
Abstract/Description
Financial literacy refers to an individual's understanding and knowledge of various aspects of finance, including financial management. Effective financial management entails making wise decisions and maintaining discipline in handling financial resources. This study aims to assess the level of financial literacy among employees and their lifestyle choices regarding income usage, particularly among employees at PT. Karang Wangkal Perkasa (KWP). The study employed a qualitative method with a descriptive approach. Informants consisted of 10 employees aged 20-30 years, each with more than three years of working experience. Data collection techniques included observation, interviews, and documentation, while data analysis involved data reduction, presentation, and conclusion drawing. The findings indicate that although the 10 informants possessed a basic understanding of financial literacy, they demonstrated weaknesses in financial management, influenced by family background and education. Employees at PT. Karang Wangkal Perkasa predominantly spent their finances on daily consumption needs such as food and beverages, with varying lifestyle priorities.
publication_date
2025/06/15
pdf_url
https://insyma.org/proceedings/files/articles/faizal_Hadi.pdf
abstract_html_url
https://insyma.org/proceedings/items/show/359
keywords
Financial Literacy, Lifestyle, Financial Management, Employees
firstpage
286
lastpage
290
issn
3047-857X
conference
Proceedings of the International Symposium on Management (INSYMA)
Volume
22
publisher_name
Fakultas Bisnis dan Ekonomika, Universitas Surabaya
no article
48
Files
Citation
Jesiska Anjelia Walintuka, Filus Raraga, Novriani M. Wangka, Faizal Susilo Hadi, “Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency,” Proceedings of the International Symposium on Management (INSYMA), accessed July 27, 2025, https://insyma.org/proceedings/items/show/359.