Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency

Dublin Core

Title

Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency

Creator

Jesiska Anjelia Walintuka, Filus Raraga, Novriani M. Wangka, Faizal Susilo Hadi

Proceedings Item Type Metadata

meta_title

Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency

Abstract/Description

Financial literacy refers to an individual's understanding and knowledge of various aspects of finance, including financial management. Effective financial management entails making wise decisions and maintaining discipline in handling financial resources. This study aims to assess the level of financial literacy among employees and their lifestyle choices regarding income usage, particularly among employees at PT. Karang Wangkal Perkasa (KWP). The study employed a qualitative method with a descriptive approach. Informants consisted of 10 employees aged 20-30 years, each with more than three years of working experience. Data collection techniques included observation, interviews, and documentation, while data analysis involved data reduction, presentation, and conclusion drawing. The findings indicate that although the 10 informants possessed a basic understanding of financial literacy, they demonstrated weaknesses in financial management, influenced by family background and education. Employees at PT. Karang Wangkal Perkasa predominantly spent their finances on daily consumption needs such as food and beverages, with varying lifestyle priorities.

publication_date

2025/06/15

pdf_url

https://insyma.org/proceedings/files/articles/faizal_Hadi.pdf

abstract_html_url

https://insyma.org/proceedings/items/show/359

keywords

Financial Literacy, Lifestyle, Financial Management, Employees

firstpage

286

lastpage

290

issn

3047-857X

conference

Proceedings of the International Symposium on Management (INSYMA)

Volume

22

publisher_name

Fakultas Bisnis dan Ekonomika, Universitas Surabaya

Author #1

Jesiska Anjelia Walintuka

Author #2

Filus Raraga

Author #3

Novriani M. Wangka

Author #4

Faizal Susilo Hadi

no article

48

authors

Jesiska Anjelia Walintuka, Filus Raraga, Novriani M. Wangka, Faizal Susilo Hadi

Files

faizal_Hadi.pdf

Citation

Jesiska Anjelia Walintuka, Filus Raraga, Novriani M. Wangka, Faizal Susilo Hadi, “Financial Literacy and Lifestyle Among Employees of PT. Karang Wangkal Perkasa (KWP) Weda, Central Halmahera Regency,” Proceedings of the International Symposium on Management (INSYMA), accessed July 1, 2025, https://insyma.org/proceedings/items/show/359.

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