Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking
Dublin Core
Title
Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking
Creator
Erwin Saputra, Vierkury Metyopandi, Ery Sulistyorini, Ahmad Hussein Satrio Pambudi, Burhanuddin Jauhari
Proceedings Item Type Metadata
meta_title
Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking
Abstract/Description
This study examines CAR, LDR, OEOI, NPL, and Total Assets in 37 private Indonesian banks using panel regression. Findings highlight that operational efficiency negatively impacts profitability (ROA).
publication_date
2025/06/15
pdf_url
https://insyma.org/proceedings/files/articles/burhanuddin_jauhari.pdf
abstract_html_url
https://insyma.org/proceedings/items/show/385
keywords
Bank profitability, ROA, operational efficiency, credit risk, private banks, Indonesia
firstpage
453
lastpage
462
issn
3047-857X
conference
Proceedings of the International Symposium on Management (INSYMA)
Volume
22
publisher_name
Fakultas Bisnis dan Ekonomika, Universitas Surabaya
no article
74
Files
Citation
Erwin Saputra, Vierkury Metyopandi, Ery Sulistyorini, Ahmad Hussein Satrio Pambudi, Burhanuddin Jauhari, “Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking,” Proceedings of the International Symposium on Management (INSYMA), accessed October 31, 2025, https://insyma.org/proceedings/items/show/385.