Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking

Dublin Core

Title

Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking

Creator

Erwin Saputra, Vierkury Metyopandi, Ery Sulistyorini, Ahmad Hussein Satrio Pambudi, Burhanuddin Jauhari

Proceedings Item Type Metadata

meta_title

Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking

Abstract/Description

This study examines CAR, LDR, OEOI, NPL, and Total Assets in 37 private Indonesian banks using panel regression. Findings highlight that operational efficiency negatively impacts profitability (ROA).

publication_date

2025/06/15

pdf_url

https://insyma.org/proceedings/files/articles/burhanuddin_jauhari.pdf

abstract_html_url

https://insyma.org/proceedings/items/show/385

keywords

Bank profitability, ROA, operational efficiency, credit risk, private banks, Indonesia

firstpage

453

lastpage

462

issn

3047-857X

conference

Proceedings of the International Symposium on Management (INSYMA)

Volume

22

publisher_name

Fakultas Bisnis dan Ekonomika, Universitas Surabaya

Author #1

Erwin Saputra

Author #2

Vierkury Metyopandi

Author #3

Ery Sulistyorini

Author #4

Ahmad Hussein Satrio Pambudi

Author #5

Burhanuddin Jauhari

no article

74

authors

Erwin Saputra, Vierkury Metyopandi, Ery Sulistyorini, Ahmad Hussein Satrio Pambudi, Burhanuddin Jauhari

Files

burhanuddin_jauhari.pdf

Citation

Erwin Saputra, Vierkury Metyopandi, Ery Sulistyorini, Ahmad Hussein Satrio Pambudi, Burhanuddin Jauhari, “Profitability Under Pressure: Operational Efficiency and Credit Risk in Indonesian Banking,” Proceedings of the International Symposium on Management (INSYMA), accessed July 1, 2025, https://insyma.org/proceedings/items/show/385.

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