The Influence of Financial Literacy, Income, and Lifestyle on Investment Decisions among College Students in the Greater Bandung Area

Dublin Core

Title

The Influence of Financial Literacy, Income, and Lifestyle on Investment Decisions among College Students in the Greater Bandung Area

Creator

Nanda Gyska Restiana

Proceedings Item Type Metadata

Title

The Influence of Financial Literacy, Income, and Lifestyle on Investment Decisions among College Students in the Greater Bandung Area

Abstract/Description

This research investigates the influence of financial literacy, income, and lifestyle on investment decisions among college students in the Greater Bandung Area. The study uses a quantitative approach with a causal-explanatory design. A structured questionnaire was distributed to 200 students in the region, and the collected data was analyzed using descriptive statistics and regression analysis. The research findings indicate that financial literacy, income, and lifestyle all significantly and positively affect investment decisions. Among the three variables, financial literacy showed the strongest influence on investment decisions, followed by lifestyle and income. The analysis revealed that as financial literacy increases, students are more likely to make informed and careful investment decisions. Similarly, a higher income provides students with more resources and opportunities to invest, and a responsible lifestyle encourages more prudent financial management. Based on these findings, it is recommended that universities and colleges integrate financial literacy and investment behavior education into their curricula, as these skills are essential for students to achieve long-term financial security and success.

publication_date

2025/06/15

pdf_url

https://insyma.org/proceedings/files/original/cae57ea8c582ea9fbba32b5630d32665.pdf

abstract_html_url

https://insyma.org/proceedings/items/show/471

keywords

financial literacy; income; lifestyle; investment decisions; college students; greater Bandung

firstpage

983

lastpage

996

issn

3047-857X

conference

Proceedings of the International Symposium on Management (INSYMA)

Volume

22

publisher_name

Fakultas Bisnis dan Ekonomika, Universitas Surabaya

Author #1

Nanda Gyska Restiana

authors

Nanda Gyska Restiana

Files

nanda.pdf

Citation

Nanda Gyska Restiana, “The Influence of Financial Literacy, Income, and Lifestyle on Investment Decisions among College Students in the Greater Bandung Area,” Proceedings of the International Symposium on Management (INSYMA), accessed July 1, 2025, https://insyma.org/proceedings/items/show/471.

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