AI-Driven Transformation in Finance: A Review of Emerging Trends
Dublin Core
Title
AI-Driven Transformation in Finance: A Review of Emerging Trends
Creator
Hue Nguyen Thi
Proceedings Item Type Metadata
meta_title
AI-Driven Transformation in Finance: A Review of Emerging Trends
Abstract/Description
Artificial Intelligence (AI) significantly transforms the financial sector, facilitating advancements in predictive analytics, process automation, and decision-making. Financial institutions are leveraging AI to analyze vast datasets rapidly, enabling more informed and accurate decision-making. AI models have found applications in a variety of financial domains, including banking, investment management, risk assessment, and regulatory compliance. By utilizing machine learning (ML), deep learning (DL), and natural language processing (NLP), AI enables more accurate predictions of market trends, enhances creditworthiness assessments, detects fraudulent activities, and optimizes investment strategies. This paper reviews the applications of AI in finance, focusing on emerging trends such as generative AI and AI-driven regulatory technology (RegTech). We examine the opportunities AI presents, such as cost reduction, enhanced operational efficiency, and personalized customer services, while acknowledging the challenges including algorithmic bias, data privacy, and regulatory compliance concerns. Ethical considerations play a crucial role in AI deployment, as risks related to discrimination and data security remain significant. Through a synthesis ...
publication_date
2025/06/20
pdf_url
https://insyma.org/proceedings/files/articles/9. Vietnam_Hue Nguyen Thi.pdf
abstract_html_url
https://insyma.org/proceedings/items/show/474
keywords
Artificial Intelligence (AI), Finance, Predictive Analytics, Process Automation, Decision-Making, Machine Learning (ML), Deep Learning (DL), Natural Language Processing (NLP), Generative AI, Regulatory Technology (RegTech), Algorithmic Bias, Data Privacy, Regulatory Compliance, Ethical Considerations
firstpage
1010
lastpage
1015
issn
3047-857X
conference
Proceedings of the International Symposium on Management (Volume 21, 2024)
Volume
22
publisher_name
Fakultas Bisnis dan Ekonomika, Universitas Surabaya
no article
162
Files
Citation
Hue Nguyen Thi, “AI-Driven Transformation in Finance: A Review of Emerging Trends,” Proceedings of the International Symposium on Management (INSYMA), accessed October 31, 2025, https://insyma.org/proceedings/items/show/474.