Internal Factors Determining Bank Profitability with Women Director Gender as a Moderating Variable

Abstract

The purpose of this study is to analyze Credir Risk, Efficiency, Liquidity, LAR, Size on Profitability. This study uses a population of all Rural Bank (BPR) listed on Malang Raya in 2019-2023. The sampling method used purposive sampling method and obtained a sample of 21 companies for five years of observation, with the data technique used was multiple regression analysis. The results of this study indicate that credit risk, BOPO have a negative effect on Profitability. Liquidity and LAR have a positive effect on Profitability, meanwhile, Size and Gender Moderation of Women Directors have no effect on Profitability.