Comparative Analysis of Bank Health Before And After The Merger (Study On PT Bank BCA Syariah)

Comparative Analysis of Bank Health Before And After The Merger (Study On PT Bank BCA Syariah)

Najwa A'yuni Farhan, Budi Santoso

Comparative Analysis of Bank Health Before And After The Merger (Study On PT Bank BCA Syariah)

This research aims to test and analyze the comparison of the bank's health before and after the merger at PT. BCA Syariah Bank. The observation data collection technique used in this research is documentation technique. The method used in this research is event study. Where the event window in this research consists of two years before the merger and two years after the merger. The analytical tools used are the paired sample t-test and the Wilcoxon signedrank test. The test results and statistical data analysis show that the indicators in this study are not normally distributed. The results of the Wilcoxon signed-rank test show that there are significant differences in the NPL, LDR, GCG, ROA, NIM and CAR ratios between before and after the merger and the results of descriptive statistical analysis prove that the NPL, LDR, ROA , NIM and CAR ratios after the merger are better than before the merger.

2024/06/15

https://insyma.org/proceedings/files/original/articles/67_najwa.pdf

https://insyma.org/proceedings/items/show/233

RGEC (Risk Prifile, Good Corporate Governance, Earning, Capital), ROA (Return On Assets), NIM (Net Interest Margin), NPL (Non Performing Loan), LDR (Loan to Deposit Ratio), GCG (Good Corporate Governance), CAR (Capital Adequacy Ratio)

387

391

3047-857X

Proceedings of the International Symposium on Management (INSYMA)

21

Fakultas Bisnis dan Ekonomika, Universitas Surabaya

Najwa A'yuni Farhan

Budi Santoso

233