The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam
Dublin Core
Title
The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam
Creator
Huyen Tran Thi
Proceedings Item Type Metadata
meta_title
The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam
Abstract/Description
Artificial Intelligence (AI) is rapidly reshaping the financial industry, bringing innovations that enhance operational efficiency, automation, and predictive accuracy. AI technologies, such as machine learning, are transforming key areas including algorithmic trading, credit risk assessment, fraud detection, and customer service, providing significant benefits to financial institutions. However, the integration of AI into financial systems also introduces critical risks that could undermine financial stability. AI-driven market behavior, such as high-frequency trading, can contribute to increased market volatility, while the reliance on AI for credit assessments could lead to systemic risks if flawed models are widely adopted. Additionally, AI's influence on market dynamics complicates the transmission of monetary policy. Central banks may face challenges in forecasting economic conditions or responding to policy shifts, as AI systems react quickly and unpredictably to economic signals. This paper explores both the advantages and drawbacks of AI in finance, examining its implications for market stability and monetary policy. By analyzing existing research a...
publication_date
2025/06/20
pdf_url
https://insyma.org/proceedings/files/articles/10. Vietnam_Huyen Tran Thi.pdf
abstract_html_url
https://insyma.org/proceedings/items/show/528
keywords
Artificial Intelligence (AI), Finance, Financial Stability, Monetary Policy, Vietnam, Machine Learning, Algorithmic Trading, Credit Risk, Fraud Detection, Customer Service, Market Volatility, Systemic Risk
firstpage
1318
lastpage
1324
issn
3047-857X
conference
Proceedings of the International Symposium on Management (Volume 21, 2024)
Volume
22
publisher_name
Fakultas Bisnis dan Ekonomika, Universitas Surabaya
no article
216
Files
Citation
Huyen Tran Thi, “The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam,” Proceedings of the International Symposium on Management (INSYMA), accessed October 31, 2025, https://insyma.org/proceedings/items/show/528.