The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam

Dublin Core

Title

The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam

Creator

Huyen Tran Thi

Proceedings Item Type Metadata

meta_title

The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam

Abstract/Description

Artificial Intelligence (AI) is rapidly reshaping the financial industry, bringing innovations that enhance operational efficiency, automation, and predictive accuracy. AI technologies, such as machine learning, are transforming key areas including algorithmic trading, credit risk assessment, fraud detection, and customer service, providing significant benefits to financial institutions. However, the integration of AI into financial systems also introduces critical risks that could undermine financial stability. AI-driven market behavior, such as high-frequency trading, can contribute to increased market volatility, while the reliance on AI for credit assessments could lead to systemic risks if flawed models are widely adopted. Additionally, AI's influence on market dynamics complicates the transmission of monetary policy. Central banks may face challenges in forecasting economic conditions or responding to policy shifts, as AI systems react quickly and unpredictably to economic signals. This paper explores both the advantages and drawbacks of AI in finance, examining its implications for market stability and monetary policy. By analyzing existing research a...

publication_date

2025/06/20

pdf_url

https://insyma.org/proceedings/files/articles/10. Vietnam_Huyen Tran Thi.pdf

abstract_html_url

https://insyma.org/proceedings/items/show/528

keywords

Artificial Intelligence (AI), Finance, Financial Stability, Monetary Policy, Vietnam, Machine Learning, Algorithmic Trading, Credit Risk, Fraud Detection, Customer Service, Market Volatility, Systemic Risk

firstpage

1318

lastpage

1324

issn

3047-857X

conference

Proceedings of the International Symposium on Management (Volume 21, 2024)

Volume

22

publisher_name

Fakultas Bisnis dan Ekonomika, Universitas Surabaya

Author #1

Huyen Tran Thi

Author #2

Linh Le Tran Khanh

no article

216

authors

Huyen Tran Thi, Linh Le Tran Khanh

Files

10. Vietnam_Huyen Tran Thi.pdf

Citation

Huyen Tran Thi, “The Role of Artificial Intelligence In Finance: Implications for Financial Stability and Monetary Policy Formulation in Vietnam,” Proceedings of the International Symposium on Management (INSYMA), accessed July 1, 2025, https://insyma.org/proceedings/items/show/528.

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